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Blackjack Lucky 8 Rules Card Game
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Blackjack Lucky 8 Rules Online

Blackjack is mostly an even money game, rising to 2:1 at best if you are dealt a Blackjack. Side bets offer you the chance to play much longer odds for higher player wins – as much as 5,000:1 in.
Player-friendly bonus bets like Straight 8's and Sweet Sixteen are on the low end of the casino edge at just 2.7 percent. Higher percentage bets like Royal Match, Match The Dealer, Hi/Low, and Bonus Spin, have a casino edge of 3.5 percent to 8.6 percent. Lucky Ladies, Magic Jack and Wheel of Madness have a casino edge of 17 percent to 24 percent.
The Objective and Rules of Lucky Ladies. The Lucky Ladies side bet is a wager made on the first two cards dealt; that they will total 20 points, in any combination. In games which offer this wager, there will be a designated area for such a bet, adjacent to the regular blackjack bet (usually a small, separate circle).

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Introduction

Lucky Lucky is a side bet based on the player's first two cards and the dealer's up card. As far as I know, it is the first side bet to be based on the player's first two cards and the dealer's up card. Since it came out, there have been many imitators.

Through the years I have seen four pay tables, which I refer to on this page as numbers 1 to 4. Pay table 1 was the original one and seen at casinos all over the United States and Canada. Pay table 2 was a double-deck version, omitting the pay for a suited 7-7-7, which is impossible in a double-deck game. Pay table 3 came along around 2014 as an apparent effort to increase what was a low house advantage for a side bet. Pay table 4 can be found at Internet casinos using Felt Gaming software.

The following table shows the various pay tables.

Lucky Lucky Pay Tables

Event	PT 1	PT 2	PT 3	PT 4	PT 5	PT 6	PT 8	PT 8
Suited 7-7-7	200	0	200	200	200	200	100	500
Suited 6-7-8	100	100	100	100	100	100	50	200
Unsuited 7-7-7	50	50	50	50	50	50	30	100
Unsuited 6-7-8	30	30	30	25	30	30	10	25
Suited total of 21	15	10	10	15	15	10	3	15
Unsuited total of 21	3	3	3	3	3	3	2	3
Total of 20	2	2	2	2	2	2	2	2
Total of 19	2	2	2	2	1	1	1	1

Analysis — Pay Table 1 — Six Decks

Following is my analysis of pay table 1 using six decks. The lower right cell shows a house edge of 2.66%, which is quite low for a side bet.

Lucky Lucky — Pay Table 1 — Six Decks

Event	Pays	Combinations	Probability	Return
Suited 7-7-7	200	80	0.000016	0.003191
Suited 6-7-8	100	864	0.000172	0.017234
Unsuited 7-7-7	50	1,944	0.000388	0.019388
Unsuited 6-7-8	30	12,960	0.002585	0.077553
Suited total of 21	15	26,568	0.005299	0.079492
Unsuited total of 21	3	406,296	0.081043	0.243130
Total of 20	2	377,568	0.075313	0.150626
Total of 19	2	364,320	0.072670	0.145341
All other	-1	3,822,720	0.762513	-0.762513
Total	5,013,320	1.000000	-0.026556

Analysis — Pay Table 2 — Two Decks

Following is my analysis of pay table 2 using two decks. The lower right cell shows a house edge of 5.39%.

Lucky Lucky — Pay Table 2 — Two Decks

Event	Combinations	Probability	Pays	Return
Suited 6-7-8	100	32	0.000176	0.017572
Any 7-7-7	50	56	0.000308	0.015376
Unsuited 6-7-8	30	480	0.002636	0.079076
Suited total of 21	10	936	0.005140	0.051399
Unsuited total of 21	3	14,904	0.081843	0.245530
Total of 20	2	13,792	0.075737	0.151474
Total of 19	2	13,344	0.073277	0.146554
All other	-1	138,560	0.760884	-0.760884
Total	182,104	1.000000	-0.053903

Analysis — Pay Table 2 — One Deck

Blackjack Lucky 8 Rules Card Game

Following is my analysis of pay table 2 using one deck. The lower right cell shows a house edge of 5.05%.

Lucky Lucky — Pay Table 2 — One Deck

Event	Pays	Combinations	Probability	Return
Suited 6-7-8	100	4	0.000181	0.018100
Any 7-7-7	50	4	0.000181	0.009050
Unsuited 6-7-8	30	60	0.002715	0.081448
Suited total of 21	10	108	0.004887	0.048869
Unsuited total of 21	3	1,836	0.083077	0.249231
Total of 20	2	1,688	0.076380	0.152760
Total of 19	2	1,640	0.074208	0.148416
All other	-1	16,760	0.758371	-0.758371
Total	22,100	1.000000	-0.050498

Analysis — Pay Table 3 — Six Decks

Following is my analysis of pay table 3 using six decks. The lower right cell shows a house edge of 5.31%.

Lucky Lucky — Pay Table 3 — Six Decks

Event	Pays	Combinations	Probability	Return
Suited 7-7-7	200	80	0.000016	0.003191
Suited 6-7-8	100	864	0.000172	0.017234
Unsuited 7-7-7	50	1,944	0.000388	0.019388
Unsuited 6-7-8	30	12,960	0.002585	0.077553
Suited total of 21	10	26,568	0.005299	0.052995
Unsuited total of 21	3	406,296	0.081043	0.243130
Total of 20	2	377,568	0.075313	0.150626
Total of 19	2	364,320	0.072670	0.145341
All other	-1	3,822,720	0.762513	-0.762513
Total	5,013,320	1.000000	-0.053054

Analysis — Pay Table 4 — Six Decks

Following is my analysis of pay table 4 using six decks. The lower right cell s